DISCLAIMER & PROFESSIONAL LIABILITY NOTICE
This Disclaimer & Professional Liability Notice (“Disclaimer”) applies to all content, services, and communications provided by Creed Financial Crimes Compliance Firm, LLC (“Creed”, “we”, “our”, or “us”), whether accessed via our website at https://creedfinancialcrimescompliancefirm.com, email correspondence, downloadable resources, consultations, or in the course of any engagement. By accessing our website or using our services, you agree to the terms outlined below.
1. General Information Only – Not Legal, Financial, or Regulatory Advice
All content on this website and in our communications is provided solely for general informational and educational purposes. While we take great care to ensure the accuracy, relevance, and timeliness of information presented, it does not constitute legal advice, financial advice, investment advice, tax advice, or regulatory guidance specific to your situation.
Creed is not a law firm, and unless explicitly stated in a written engagement with a licensed attorney, no attorney-client relationship is established through the use of this website or our general communications.
We strongly encourage users and clients to seek advice from licensed professionals—such as attorneys, certified accountants, compliance officers, or regulatory bodies—before acting on any content or recommendations provided by Creed.
2. Consulting Engagements – No Guarantee of Results
Our consulting services are based on:
- Industry best practices,
- Statutory frameworks such as the Bank Secrecy Act, OFAC Sanctions Programs, SOX (Sarbanes-Oxley Act), and
- Regulatory guidance (e.g., FinCEN, SEC, FATF, FCA, GDPR).
While we strive to deliver high-impact and fully compliant solutions tailored to your industry, Creed makes no guarantees, representations, or warranties regarding the outcome, performance, or regulatory acceptance of the strategies we recommend.
All services are rendered on a best-efforts basis, and past success does not guarantee future results. Clients remain solely responsible for their own compliance, internal governance, and regulatory obligations.
3. Limitation of Liability
To the maximum extent permitted by applicable law (including Maryland law), Creed shall not be liable for:
- Any direct, indirect, incidental, consequential, punitive, or special damages;
- Any loss of data, revenue, business opportunity, reputation, or goodwill;
- Any loss or damage resulting from reliance on website content, service suggestions, or third-party resources provided on or through our website.
This limitation applies even if we have been advised of the possibility of such damages, and regardless of whether such claims arise in tort, contract, negligence, strict liability, or otherwise.
4. Third-Party Content and External Links
Our website and consulting resources may include references or hyperlinks to third-party websites, tools, datasets, or regulatory resources (e.g., FATF, FinCEN, OFAC, SEC, LinkedIn, etc.). These are provided for convenience and informational purposes only.
Creed has no control over the content, accuracy, privacy practices, or availability of third-party sites and does not endorse or assume responsibility for any content or decisions made based on third-party materials.
Users access such third-party sites at their own risk, and should consult those entities’ own disclaimers, terms, and policies before engaging with their services.
5. Jurisdictional and Regulatory Discrepancies
Due to the global nature of compliance, financial crime regulation, and advisory work, users should be aware that:
- Laws, rules, and standards differ by country, region, state, and regulatory authority.
- Materials or recommendations offered by Creed may not be suitable, accurate, or permitted in all jurisdictions.
It is your responsibility to ensure that any action taken based on Creed’s information complies with the relevant laws and requirements in your own jurisdiction, including those of Maryland (U.S.), the EU, UK, Canada, or other applicable regulatory bodies.
6. No Client Relationship Without Signed Agreement
Merely contacting Creed or visiting our website does not create a client-consultant relationship or establish fiduciary duties. A formal engagement agreement, signed by both parties and specifying services, scope, limitations, and fee structure, is required to initiate a professional relationship.
We reserve the right to decline engagements at our sole discretion.
7. Accuracy of Information & No Warranties
Although every effort is made to ensure the reliability of the content we publish:
- Creed makes no warranties or representations, express or implied, as to the completeness, accuracy, or reliability of any information contained on our website or in associated materials.
- We do not warrant that the website or any part of it will be error-free, uninterrupted, or free of viruses or harmful components.
Use of our website and services is provided on an “as is” and “as available” basis.
8. Indemnification
By accessing our site or services, you agree to indemnify, defend, and hold harmless Creed, its officers, employees, affiliates, and agents from and against any and all claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of:
- Your use of the website or services,
- Violation of this Disclaimer or any applicable law,
- Infringement of any third-party rights, or
- Misuse of our resources, reports, or recommendations.
9. Modifications to This Disclaimer
Creed reserves the right to update or amend this Disclaimer at any time to reflect changes in:
- Applicable laws and regulations,
- Our service offerings,
- Industry standards,
- Internal business practices.
All changes will be posted on this page, and we recommend users review this Disclaimer periodically.
Last Updated: 6/23/2025
10. Governing Law and Legal Venue
This Disclaimer and any disputes relating to its enforcement or interpretation shall be governed by the laws of the State of Maryland, United States of America. Any legal action arising out of this Disclaimer shall be filed exclusively in the state or federal courts located in Maryland.
By using this website or engaging with Creed, you consent to the jurisdiction and venue of these courts.